Founded in 2015, Current is a fintech company that offers banking services to serve the needs of Americans who are working to create a better future for themselves. Current offers products aimed at helping customers improve their financial lives. Features within Current's Build account include: no minimum balance requirements, fee-free ATM services at Allpoint ATMs in the US*, convenient cash deposits, paychecks up to two days faster with direct deposit and no overdraft fees with direct deposit. Current is a financial technology company, not a bank: banking services are provided and debit cards are issued for Current accounts by Choice Financial Group (Member FDIC). Current is headquartered in New York, New York.