Capital One® Spark® Cash for Business
- Unlimited 2% cash back on all purchases.
- Excellent small business benefits.
- Free employee cards with strong management options.
- Annual fee waived the first year.
- No foreign transaction fees.
- $95 annual fee after the first year.
- Few premium travel benefits.
Small business owners are always looking to save money any way they can, and the Capital One Spark cash can be a great tool for this purpose. It offers small business owners unlimited 2% cash back on all purchases. There’s no categories to keep track of and no annual limits to the amount of bonus cash that you can earn.
This card also comes with valuable business features including, year-end summaries and purchase records that easily download into Quicken®, QuickBooks® and Excel®. When you add free employee cards, you can set customized spending limits and see each transaction as soon as it posts. You can even assign and account manager to administer the cards, review transactions and resolve any problems.
Other benefits include purchase security and extended protection policies that will cover eligible items for 90 days after purchase, and double the length of the manufacturer’s warranty.
There’s a $95 annual fee for this card, but that’s waived the first year year, and you’ll never have to pay any foreign transaction fees. When small business owners commit to making this credit card their preferred method of payment, they will likely be surprised by how much cash back they’ll earn each year.
